working...

I dislike having to do 'work' on the computer. Who has time to figure out if I'm PCI DSS compliant, and isn't that why I pay TransNational a fee every month? (It's a credit card thing.) I've tried to figure out if I'm compliant, only to time out on their download, and/or before I'm finished reading the 15 pages of compliance papers. I've already spent 4 hours on my computer today, and still don't have my Certificate of Validation, but they took the $250 fee from my account. WTF??? I personally believe it's yet another way for the Credit Card Companies to make more money on retailers.

If I'm having to pay more money to my vendors, how am I supposed to make money for my business? I've sent an application to the SBA for a new loan, and have yet to hear. (Note to self, contact Banker) The paperwork was supposed to be in by 9/1/09 which it was. Of course I didn't have the 2 years worth of quarterly projections...like how was I supposed to do that? I guess you just pull numbers out of your butt. If I was to base them on last year, I'd still be in a decreasing spiral. If I based them on 2007, then I'm way behind!

Then, I've had my mortgage company inform me they are unable to assist me with any mortgage relief as I don't fit their criteria... what I'd like to know is, what is their criteria? That seems to be a closely guarded secret, as 'they' keep hanging up on me when I call.

This is the same story that's going around for most people, or so it seems. No one is really able to find much assistance from the large corporations, or from those that claim to 'be there for you' when you need them most. Seems those who have your money, make sure to keep as much as they can (IE: banks, credit cards, mortgage lenders etc) for themselves which is leaving less and less for the rest of the bills (IE:utilities and food). Where do you turn? 'Around' seems to be the only answer I've found... I'm glad that (knock on wood) I only have these pesky financial worries.

Could be worse, many of my friends have recently been diagnosed with one form of cancer or another. Crappy reason to have body parts cut out/off, better then keeping those cancerous parts...or is it? My Uncle had inoperable lung cancer, and after watching him go through chemo/radiation treatments he was deemed 'in remission'. My prayers are with those who had parts removed and are in the midst of treatment.